Get Up to $25,000 Toward a Home in Utah: UHC Law Enforcement Officer Grant Explained
Utah law enforcement officers can receive up to $25,000 in down payment assistance through the UHC First-Time Homebuyer Grant. Learn eligibility, benefits, and how to apply.
Target Keywords:
• Utah first-time homebuyer grant
• UHC Law Enforcement Officer Grant
• Utah down payment assistance 2025
• Home buying programs for police officers Utah
• Utah Housing Corporation grants
UHC First-Time Homebuyer Grant Offers $25,000 for Utah Law Enforcement Officers
Looking to buy your first home in Utah? If you’re a law enforcement or correctional officer, the Utah Housing Corporation (UHC) is offering a first-time homebuyer grant of up to $25,000 to help you achieve homeownership—right in the community you serve.
This limited-time program is part of Utah’s broader initiative to support public safety workers and strengthen neighborhoods statewide.
What Is the UHC Law Enforcement Officer Grant?
The UHC First-Time Homebuyer Law Enforcement Officer Grant provides up to $25,000 in assistance to eligible officers purchasing a primary residence in Utah. This money can be used for down payment and closing costs, making homeownership more affordable and accessible.
Top Benefits:
• $25,000 grant to purchase a home in Utah.
• Designed for full-time law enforcement or correctional officers.
• No repayment after 5 years of continuous service and occupancy.
• 0.25% interest rate reduction on UHC FirstHome loans (if no 2nd loan is used).
• Grant forgiveness prorated each year of service and home occupancy.
• First-time buyer rule waived for officers relocating to Utah.
Who Is Eligible?
To qualify for this Utah housing grant, you must:
• Be a full-time law enforcement officer or correctional officer in Utah.
• Purchase a primary residence in or near your duty location.
• Use a UHC FirstHome mortgage.
• Occupy the home for at least 60 months.
• Stay employed as an eligible officer in Utah during that time.
Bonus:
Officers moving to Utah from another state can skip the first-time buyer requirement—if they buy within 6 months of starting work (or 12 months for new construction).
How the Grant Works
This UHC housing grant is forgivable after five years of continuous employment and residency. If you leave the home or sell it early but remain employed as a qualifying officer, you won’t have to repay the grant.
Additional Protection:
If you face foreclosure or complete a deed-in-lieu of foreclosure, the repayment obligation is automatically waived.
How to Apply for the UHC Law Enforcement Grant
1. Connect with a UHC-Approved Lender
Find a lender familiar with UHC’s down payment assistance and grant programs.
2. Verify Eligibility
Provide proof of full-time law enforcement or correctional employment.
3. Get Pre-Approved for a UHC FirstHome Loan
Pair the grant with a low-rate mortgage and optional rate reduction.
4. Close on Your Home
Enjoy reduced upfront costs and a smoother path to homeownership.
Why This Utah Grant Program Matters
Housing costs in Utah are rising, and first-time buyers often face major hurdles. This $25,000 Utah down payment assistance grant gives back to those who serve our communities—by making homeownership more attainable, affordable, and sustainable.
Whether you’re an officer starting your career or relocating from out of state, this program is a game-changer.
Ready to Get Started?
Give us a call 435-840-5029